Senin, 26 Januari 2009

The aim of Investment Property

Investment basically include two matters, that is “investment at this time to hope for the profit when future” and “investment definitely for the profit that not yet definite”.
Property investment or real estate, as according to the definition above, simply mean to dismiss or invest capital in assets that have the shape of the land and/or the building above. The form of other investment apart from property is: the share, the debenture, o
ption, the fixed deposit, gold, dollar and other. Here, usually the person invests because of being pushed by hope obtain the so high profit. At least have six profits in investing property, that is:


1. The appreciation from added value (because his characteristics are limited and do not move/immobility).
2. Added value from his development (as being made the commercial building or the area of agriculture.3. The existence of the income from the operation activity (is hired out).
4. Is the good collateral.5. The protection of purchasing power towards inflation.
6. Is pride for the owner or his user.

By profits above, investment in t
his field potential also in the matter of the loss. At least have his six losses, like:

1. Be destroyed if having the earthquake or the disaster.
2. Not liquid and the existence of the time hindrance.
3. The burden of the management and the maintenance.
4. The contraction/depreciation of the building.
5. The control of the government, like the taxation rule et cetera.
6. The complexity of the law and permission.


In the in vesting matter of property, generally the person has two different aims. The first aim, investment that the implementation only is short-term (short-term investment), where he invests aim at being sold again, like the purchase of the land, the house, the shop house (ruko) and other afterwards is sold again to the other side
The second aim, his investment has the long-term characteristics (long-term investment), where he aims at being had and/or afterwards is hired out, like the villa, fuction house, the office building, the shopping centre, the hotel, sport club et cetera. Here the factor “rightfully proud” his owner appears more dominant.
No matter what then his aim, many people who consider investment in property as more interesting and more beneficial against investment in the other field. This can be understood because almost everyone believing that there is none of his history, especially the land and the house that descend his price. Every year can be confirmed his price increases and continues to increase in following years In knowledge real estate that is some what sophisticated is named also that that become consideration in property investment have five matters, that is: income, depreciation, equity build-up, appreciation and leverage, or is shortened IDEAL. the Explanation as follows

1. Income is the income from results of property investment that is hired out. His simple calculation through persentation the value of rent per the upper year this value of property, and in the year to how much capital of his investment will come back. For example, thinks property Rupiahs 100 million and is hired out per th
e year Rupiahs 10 million, so in the year of his 10 capitals will come back.

2. Depreciation is the allocating of the cost from a property asset that in a manner accountancy becomes the element of the cost. Usually this often is carried out to the company, where putting the depreciation cost as the company's cost, while property assets are still continuing to have the economical value
3. Equity build-up was the value of the share that was had on a property by the investor who borrowed and happened amortisation from the loan no matter what For example, he bought a property with a value of Rp 1 billion with the loan of the bank of Rp 800 million and paid the deposit of Rp 200 million. After moved for the certain period, his loan remained at Rp 700 million, and with the market price assumption did not yet rise, then he got equity build-up with a value of Rp 100 billion.

4. Appreciation and the increase think a property. For example, a property that were bought last year costing Rupiah 100 million, and this year to Rupiahs 120juta, mean to happen appreciation as big as Rupiahs 20 million in a year. The other term that more popular am capital gain or is shortened This that become the main reason the person to do investment in property

5. Leverage is the use of the loan
fund in order to increase the profit of property investment. To leverage rather am difficult to be explained here generally, because of must be seen by the case per the case and not many people receive leverage because of involving the side of the loan giver (the bank or the third party) that must study more specific before giving the loan.

No matter what then the form of investment, the property investors preferably continue to count on three matters, that is: count the investment cost personally, how big normal results are received from investment that is buried (yield or return), and when these results can be enjoyed.

Minggu, 25 Januari 2009

Tips the electricity opinion in the house remain

Can the house be designed with the approach of the electricity opinion? Electricity is energy that is renovated (can be made again repeatedly) that come from the processing of the source of other energy as his trigger. Today, the supply of electricity to the inhabitants's houses increasingly decreases, result in by increasingly diminish him the source of energy that is used to produce electricity, that is kinetic energy water, petroleum and the other source like coal and geothermal. This results in the price of electricity being also increasingly expensive and diminishing. Still remember the government appeal to turn off the electricity equipment that is not needed for certain hours tonight?
In the house plan, when the problem of this energy is paid attention to, can save the fund to buy electricity. Now, already during him respectively the owner of the house to pay attention to this, from the beginning when designing a house. The quite popular term at this time is"the house of the energy opinion", actual tren him have been is begun from various developing countries more advance from our country, is resulted in by the energy crisis and increasingly the high price of electricity

The house of the energy opinion can be applied through the house plan remain. This saving does not only mean saving in the use of the electricity equipment, but also saving from the side that could"am helped"by the design. For example :During the day do not use electricity completely for the artificial illumination that is lights in the house. During the day we also need not use AC to cool down air, because our house is cool enough and cold without AC

Lighting

Information is needed so that our eyes feel comfortable when see and activities. The level of this comfort in fact relative for anyone. There is the person who feels comfortable with information that relatively few (dark) and there are those that feel comfortable when his room is very bright with the light. When being felt obviously, most solutions that are used are to increase the artificial illumination by turning on lights. This artificial information is not needed when the natural illumination during the day it was felt is enough.

The room with the white colour or the colour is obviously other, can become clearer because of the reflection of the light from the wall of this space. Other with the colour of the dark wall that absorbs the light. When we can maximise the use of the natural light from the sun in the morning to the afternoon, why must we use the artificial illumination? Then saving that can be carried out in this case am to maximise the use of the natural sunlight to light the room in the morning till the afternoon without help of the artificial light. The method to do that is through laying planning of good spaces, at the same time to be able to become the provider of the alternative from the light that is needed so that the activity in the house becomes comfortable. The level of the comfort of course relative and only occupants in fact that can measure the level of comfort from the number of lights that enters the house. The designers or the architect in this case take the assumption am best for estimate how many sunlights can enter the house, both directly and are reflected. The architect has various references to The number of lights that better enter the house, in part

The architect also better have knowledge that is enough so that the sunlight that enters could maximal support the activity in the house remain. In this case the architect can estimate him through the experience. Moreover specific knowledge that can help estimates the number of lights in the room also is in architecture knowledge, that results can become a reference in the house plan, that is decisive how many light that is needed, the window that is needed, and how many lumens (the unit measures the intensity of the light) better be present in a room. Must be paid also attention to by the light size that enter from the sun rays from outside, can result in the atmosphere of hotter space, that as a result also in the use AC and condition air natural . When our house use AC, the tense atmosphere resulting from too many sunlights enters also result in the burden of the air cooler being increasingly big, so as the burden of electricity and his cost also increases. Tips to save information electricity in part:

1. Use light of the electricity opinion than glowing light •
2. Deadly light when leaving the room or not using the room.
3. For blank planning lighting that is efficient : That is by not using the switch that turns on some light at the same time, because when we want to turn on one of the light, all light is still being switched on.
4. Place light in the quite low place and can serve more space.
5. Place the switch in the place that is easy in life-deadly, for example near the door, in order to facilitate us deadly light when leaving the room.

Air Conditioner (AC)

Be the same as the illumination, the level of the temperature and humidity air is also relative for anyone. The level of the temperature that is comfortable for the human body is the Celcius level. In the level of this comfortable temperature, the body could metabolisme normally. When the atmosphere is too cold or too hot, our body will give the reaction. When too cold we shiver, blood vessels narrow. When too hot, the body tries dismiss hot this through skin, the breath et cetera. The AC is needed to help achieve the temperature of the room that is comfortable enough for us. In our country, especially in increasingly hot cities, the existence AC am to cool down air. In the meantime in the cold country or have 4 weather, AC that is needed am what able to increase the temperature of air (the heater)

The AC takes the part that enough from the use of electricity energy. The use AC can become more ineffective when air baldness happening so as AC work heavier and consume electricity am bigger. The method that ought to be counted on to reduce the use AC in fact does the requirement disappear would AC am with use atmosphere natural. That is meant atmosphere natural am a method of channelling fresh air so as to help cool down air. When we use AC, as well as possible air in the room partition well. In the case use the ventilator, for example. The ventilator channels air and faster so as air molecules are touching with skin and help dismiss hot from inside the body. Nevertheless, the temperature of air in fact still stay same, so as the air current is because of us to feel cooler. Use AC mean also to cool down air so as air can descend his temperature, without the movement of air then, the atmosphere already not is felt"sultry".

The crop can help reduce the temperature of air around the house, because his existence absorbs ultraviolet rays, refine air through the process of photosynthesis. Not surprised when the house that is surrounded the crop is felt cooler, at first when the room has the high ceiling. The crop is really recommended to give the source of the natural health to the house building, including cold and cool natural air. Tips about the refrigeration of air:

When use AC, try to get so that air AC do not go out of the room. Clean AC periodically every time a month very much, or call the service trade person/the cleaner AC in the house remain, quite cold spaces need not be given AC, possibly the room must be like sleep space given AC, only if being felt is needed. Use the high ceiling so that air in the room is cooler. Continue to use the ceiling for the roof with tiles, because of space on the ceiling and is supervised tiles will hinder hot enter from the surface of tiles. When do not use AC, use windows that can be opened-be closed, in the hope that we could arrange the number of natural climates that enters. Plant many-many the crop and make normal air condition around the house. Use the area of the garden or the land that is not used for the building by being as maximal